Frequently Asked Questions

Yes. At Palacio Furniture you can take your furniture home with lease-to-own through Acima, Progressive Leasing or American First Finance, with no credit needed*. "No credit needed" means it is not a loan; the providers review other information and most customers get an answer in minutes. Approval is required and not all applicants are approved.

With Acima your initial payment can be as low as $10* (limited-time promotion; the standard initial payment is higher). Progressive Leasing starts at $49 and American First Finance at $50*, plus applicable tax. Your remaining lease payments depend on the items you choose.

Many of our customers with bad credit or no credit history get approved. Acima and Progressive regularly approve customers with less-than-perfect credit, and American First Finance welcomes all credit*. Not all applicants are approved.

Apply online in about 2 minutes on our Financing page, choose Acima or Progressive Leasing at checkout on palaciofurniture.com, or visit either of our stores and we'll help you apply. Questions? Text us at 682-583-5157.

Yes. Acima offers a 90-day early purchase option, Progressive Leasing offers a 90-day purchase option and early purchase options, and American First Finance offers a 110-day Early Buyout Option*. Paying early saves on leasing costs; see your agreement for details.

Yes. With the Synchrony HOME™ credit card you can get no interest for up to 48 months on qualifying purchases*: 6 months on $600+, 12 months on $1,000+, 18 months on $1,500+, 24 months on $2,000+, 36 months on $2,500+ and 48 months on $3,000+. Subject to credit approval; minimum monthly payments required.

Yes. Add your furniture to the cart and choose Acima Leasing or Progressive Leasing as your payment method at checkout. For Progressive, your billing address must match your shipping address.

Orders paid in whole or in part with a lease-to-own or financing program cannot be canceled once the order has been placed. Please review your order before you finish.

Arlington: 1110 W Arbrook Blvd, Unit 100, Arlington, TX 76015 — Monday to Saturday 10 am–7 pm, Sunday 11 am–6 pm. Fort Worth: La Gran Plaza, 4200 S Fwy, Suite 1A-219, Fort Worth, TX 76115 — Monday, Tuesday, Thursday, Friday and Saturday 10 am–7 pm, Sunday 11 am–6 pm, closed Wednesday. See Our Showrooms.

Yes. We deliver and assemble across the Dallas–Fort Worth area, about 100 miles around our Arlington store: $120 for orders up to $999, $170 for orders from $1,000 to $1,999, and FREE on orders of $2,000 or more. In-stock items usually arrive in 1–3 business days, and same-day delivery is available on select items. We also ship to Houston, Austin, San Antonio and the rest of the U.S. See our Shipping Policy.

Yes. Our DFW delivery includes room-of-choice placement, assembly and setup, and we show you how features like recliners and sleepers work.

Yes, store pick-up in Arlington is free. Please wait for our call that your order is ready, and bring a truck or trailer and help to load.

Yes — se habla español. Our team helps you in English or Spanish in both stores, by phone and by text, and our website is available in Spanish.

Yes. Check our Closeout Deals for showroom floor models at big discounts. Closeout items are sold as-is and there is usually only one available.

All sales are final. Please inspect your furniture at delivery or pick-up and report any damage before signing. See our Refund Policy for details.